What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

 

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1998 Firebird insurance?

I'm 16, got my license last week, and my dads buying my first car for me. Yeah call me spoiled but that's how he did it with my brother so he said he has to be fair. Anyways, I want a 98 Firebird. V6 3.8L auto trans. I was looking at 01-03 Ford Rangers but were too pricey. Budget is $5k. Found a 98 Firebird for $3k. Is the insurance any worse on a 98 firebird than an 02 ranger? Thanks

 

 

Do i qualify for VA insurance?

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Aviva car insurance named driver no claims?

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How much would car insurance cost for a 16 year old?

I'm 15, and I am thinking about paying for my own car insurance next year to help my parents out. I was wondering how much it would cost per month given the facts that I am a guy, and I was thinking about buying a used 2005 or 2007 Mustang for my first car. How much would is cost per month for my circumstances?

 

 

Health insurance for 25 year old Greencard holder with mental health problems?

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I had turned 17 yesterday and im going to do driving lessons, so if I get a cheap car for christmas and do it up ( fixing, accessories ect..) while its on my drive without being used atall, will I have to pay insurance?

 

 

Will I be able to find car insurance for a '68 Ford Mustang?

I am planning on going through AAA. But I'm wondering if they will insure a car that is more than 40 years old? Will it be more or less expensive than it would be to insure a regular car? Has anyone had experience with insurance for a car more than 20-30 years old before??

 

 

Car insurance,Legality of this?

Ive been checking quotes out,im going down as a second driver.The main driver doesnt own the vehicle,i do,when it gets to details about me as a second driver it asks if i own my own vehicle,i do and its the vehicle im insuring but it doesnt actually have that as an option.Am i in any way voiding my insurance,i dont think i am but i want to make sure. Anybody with the knowledge out there?! :)

 

 

Can I insure a Car under My Insurance if I am not on the title?

I just bought a used car and had my fiance's mother finance it under her name because she got me a 7% APR which is really good compared to what I would have gotten. The finance guy at the dealership said to just have the car under her name to get that great rate and leave me off the loan completely. I will be making the payments, driving it, & insuring it. She is just the person who's name is on the title (so I could get that great APR rate) Now, I was just wondering, can I insure the vehicle under my policy even though my name is not on the title? I am kind of worried that my insurance company will not let me insure the car because my name is not on the title. Does anyone have any experiences or knowledge about this sort of thing? Thank you for your help

 

 

Car insurance just went up 30-50% in Cal, why would that happen ...?

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What kind of insurance?

I want to do residential housekeeping .What kind of insurance should i get?What is the difference between being insured or being bonded?please explain ?

 

 

I am 55 yrs old.Have lost my husband.Can I be covered under my daughter's health insurance thru her job?

I am 55 yrs old.Have lost my husband.Can I be covered under my daughter's health insurance thru her job?

 

 

How can we get health insurance?

My Fiance (22) and I (18) are planning to get married November 30th, but if we do, I will no longer be covered by my mother's health insurance. We live in NY (currently Broome County) and we need cheap to free health insurance. At the moment, both of us (full-time students) have an income of zero, with no pay stubs (obviously) or other proofs of income. How can we get health coverage?

 

 

What is the best occupation to have to get cheap car insurance?

I'm paying the same amount as my car is worth to insure it. I''m old enough to not be a boy racer in a baceball cap and young enough to not be an old duffer in a flat cap .

 

 

Car insurance for a 16 year old!?

I get my license next month and I finally saved up enough money to get a 1998 BMW Roadster, how much would the monthly insurance cost on average? & if i own the car will that help?

 

 

Do you think IQ should be used in determining car insurance rates?

Do you think IQ should be used in determining car insurance rates?

 

 

How does the insurance company find out about moving violations?

My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he's received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

 

 

What effect does not being at fault in an automobile collision have on your insurance premium?

Doesn't the cost go up any way?

 

 

Which health insurance is good and better in California?

Deciding from this health insurance Aetna, Anthem Blue Cross of California, Kaiser Permanante.

 

 

Insurance for a Porsche Panamera 2011?

Im planning on buying a porsche about 3-4 years from now. Im getting my license this month and wanted to know will it really cost 2-3k a month for insurance on a porsche? Are their any cheap insurances you suggest?

 

 

Can you get a Drivers License and not have car insurance?

I dont plan to drive, but i do intend to get my license. Is it possible to not have to get car insurance with your license? Idont own any cars as well

 

 

About how much would my auto insurance be? (First-time driver)?

I'm budgeting getting a car and insurance and I don't know how much it would be. It will be my first time driving/having a car or license. So no record of anything, but I'd be a newbie. It'll be in the state of Pennsylvania and it will probably be a pre-owned small car.

 

 

Why are insurance companies obsessed with ripping off young drivers in the UK?

I have four years no claim, the insurance people still want to rip me off at 1000-3000 pound for car insurance. It's actually cheaper to buy a second hand car and have it crushed for having no insurance. Then the road tax costs 250 on a car i barely drive. Is it any wonder that young people drive uninsured?

 

 

Car insurance?

my car insurance is $1537 i dont know why im 18 years old have a kia spectra 03 drive 2 hours to school everyday can anyone pls help me

 

What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

 

Will auto insurance find out about my ticket?

I got 2 tickets carless driving and 62 in a 40. My truck has insurance in my grandpas name. the cop asked for my insurance but i lied and said i didnt have it so he didnt even see a insurance card. do you think that progressive will find out? they did last time when i got pulled over but i gave the cop insurance

 

 

What is cheaper, car insurance or motorcycle insurance?

What is cheaper, car insurance or motorcycle insurance?

 

 

Car insurance for 18 year old student?

Wht is the best possibly cheapest car insurance for an 18 year old student. I don't care if it's the lowest coverage.

 

 

Which car would be less for insurance?

A 2003 mustang v6 or an Infiniti g35 coupe? I'm 18 and I have a clean driving record. I have the choice of getting either one.

 

 

How to calculate insurance quotations?

i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations?

 

 

Does anyone know of any affordable dental insurance? i could apply for online? ?

i have a chipped tooth with no insurance. looking for something affordable that i can make weekly or monthly payments on.

 

 

Insurance for a street bike?

how much is insurance for a street bike starting out

 

 

When asked for your insurance in a car that's not yours..?

Just recently I took a vacation down to Galveston, and on my way back I got a speeding ticket in Ennis. Thing is, I was in my boyfriends mom's car and I didn't have my insurance. So I gave him the insurance for the car that I am not covered on. So my question is, is her insurance effected because of me? and When taking defensive driving should I put my insurance down for getting the ticket off my record?

 

 

PLEASE HELP-How much would the Car Insurance be?

I've had this really crappy little car since I was 16, and I'm turning 18 soon, so my parents want to buy me a new car-I have some money saved up from my job/birthdays/holidays/my Grandma left me alot, and I was thinking a Porsche. How much would the Insurance be for me if I got a Porsche?

 

 

Seriously...How do you really understand your car insurance coverage?

It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on comp and colli. Still owe 14,500 on car and it's only worth 10,000 per blue book. My goodness. This world is not fair. Father save us. So many people out to get over on consumers.

 

 

Where can I find cheap teen car insurance in Cincinnati, OH?

Few people in my family actually drive with a license let alone insurance(not including my mother) she doesn't even drive. I'm only 17, how can I and where can I get CHEAP car insurance from?

 

 

When buying a used car what do you do about insurance?

so i am going to buy a used car. it's my first car but to put it on the insurance how do i go about it? do i call the insurance company before i buy the car or after? im so confused

 

 

Whats up with renter's insurance?

is there home insurance for apartment dwellers?

 

 

Car insurance please ?

Ok I'm 18 & I am gonna buy a car and I never owned one or anything and I'm interested how much does car insurance cost I or what kind of car insurance I should get I never had anyone helping me out with stuff like this so if you can help me thanks

 

 

Most affordable Health Insurance provider for my employees?

I am looking for an affordable Health Insurance Company for my employees. I have 7 employees w/families and no coverage to offer because the prices are outrageous. My compnay is Incorporated, if that factors in. I have already used the sales companies that do this research for me, but I am not satisfied with the results...plus they call every 2 seconds with high quotes.

 

 

Car insurance for a new driver?

So I am doing my driving lessons and thinking of a car, I'm 19 and will be 20 when I pass and I have been looking at cheap 1L/1.1L cars to try and get cheap insurance and I have googled cheap cars to insure and checked them out yet the cheapest insurance I have seen is 4,500 and I was wondering if that sounds about right even for a 1L 206 worth 800 if not where should i look for insurance I tried go compare, money supermarket etc

 

 

Why is State Farm online auto insurance quote differs from a State Farm's agent quote in Honolulu?

I went to a State Farm office today to get an auto insurance quote, and to my surprise, the quoted price is more than double the price that I got online at State Farm's website. ...show more

 

 

If i get a car insurance quote form quinn direct in ire,for an integra 1.8 of any variety i wont get insured?

tink dat car is bout 180bhp,yet i can get insured on a bmw 750i (5.4ltr Petrol) (350bhp) car and im only 21, try it yourself,i sed im 21 wit full lic and 2yrs ncb, tink it was 1700e aswell, da micra i had last yr was 2700e. also i can get a quote on a crx vti del sol (160bhp) but not the esi (120),insurance companies haven't got a clue! http://www.quinn-direct.ie/index.html

 

 

Can someone who smokes marijuana get affordable life insurance?

Can someone who smokes marijuana get affordable life insurance?

 

 

Motor trade insurance for 21 year olds?

Im looking for motor trade insurance as a second driver and Im 21 years old.

 

 

Would I need car insurance before purchasing a used car from a private dealer?

I'm 18, I'll be 19 by the time I purchase my first car & I was wondering do I need car insurance before I buy the vehicle. I've never done this before so I have no idea how this works.

 

 

What is the cheapest auto insurance for 16 year old boy?

Thanks in advance

 

 

Can my employer drop group health insurance coverage while I am pregnant?

I live in Oklahoma and I just found out that I am pregnant and my employer is considering dropping my group health insurance. Are there any laws that prevent me from being dropped? How do I continue my health insurance to cover my pregnancy?

 

 

Car insurance question for military...?

We are in the military so the rules are a little different for us. For example, even though we just moved to TX, we can renew our tags in NC where we just came from... we don't have to change them to TX. We are going to renew our tags in NC which means our car will still be registered in NC... and we still have NC car insurance. If we get in an accident here, will having insurance in NC be a problem? Everything is registered in NC so we want to keep our NC insurance... or do we have to switch to TX?

 

 

What kind of insurance should young marrieds have?

My husband and I are 30 and 35 and in good health. He works and I'm a stay at home wife. I'd like to ensure that, should something happen to either of us, the other is 'taken care of' financially. What kind of life insurance policy should we consider? Are there other types of insurance policies we need like disability, etc?

 

What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

 

Does anyone know which agency has the cheapest car insurance for liability?

Does anyone know which agency has the cheapest car insurance for liability?

 

 

Health & dental insurance?

who has the best health & dental insurance for a small business of less than 10 people?

 

 

Will co op car insurance refuse to pay out?

Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more

 

 

Around how much would car insurance cost a year for an 18 year old female to drive ocassionally?

I just want to drive my moms car for a bit until I buy my own!

 

 

How much will Insurance cost me?

I'm 16, and I want to buy the 2012 Ford Mustang GT. I live in a nice area where the auto theft is low. I live in nothern Ohio if that makes a difference. And my parents are not paying for my insurance. Can any 1 give be a ball park estimate on a 16 year old with a sports car?

 

 

Does my insurance go up?

i only have liabilities with my insurance. i got into a car accident but my car was the only one damaged and im paying for the repairs myself, would my insurance go up?

 

 

How much is the fine for no insurance in texas?

police set up a routine check up on a one way street and everything was good seat belt, DL, inspection sticker but the cop forgot to ask me for the insurance so he sent someone else to chek my insurance and thats when they got me

 

 

Cheapest car and insurance for 18 year old?

Hello, i'm looking for a cheap first car which looks alright for a 18 year old? a car which also has quite cheap insurance -_-

 

 

Life Insurance for Children?

My husband wants us to get life insurance for our three kids. It's through Globe Life and is called the young American plan. It's a whole life insurance policy. I'm not ...show more

 

 

Do I have to pay for car insurance if I am overseas?

I just got a job to teach English in Japan. I was hoping I can leave my car at my parents' house. Now, do I have to pay for car insurance even if I am not using my vehicle? I have been told that I do and that bugs the crap out of me. Thanks!

 

 

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

 

 

I am looking for a good team name for an insurance agency.?

we are selling insurance products, estate planning and other financial products.

 

 

What is a reasonable cost estimate of business insurance for a cottage rental?

Looking to estimate small business insurance for a single unit cottage rental we are purchasing.

 

 

Do i have to make a down payment on my car insurance?

i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?

 

 

Can i get car insurance for my 17th so i can drive on my birthday?

i turn 17 next week and i have a car i can drive around with a provisional licence but i cant get car insurance so i can drive it on my birthday.

 

 

Why do we still allow auto insurance providers (since it is a law we must get liability)?

to check our credit to give us the cost? This doesn't seem fair. What should our credit score have to do with the cost of liability?

 

 

I am buying a used innova car, will the car insurance be in my name?

The car is having a loan of Rs 350000/- & i am planing to take over the loan. But if any thing happens to the car in the loan period will the insurance company pay to me or the owner who has made the insurance.

 

 

Can police tell if you have insurance in NJ by scanning your license plate?

I was let go from my job and my insurance dropped me from lack of payment, I needed the money for rent. Anyway, I gotta drive to work to make money so I can buy a new insurance plan so im wondering: Can police tell if you have car insurance by scanning your plates? I have an insurance card still thats good for 4 more months. also, I had insurance with cure so anyone know of any cheap car insurance?

 

 

How much is car Insurance in Ireland for me?

I want to buy a 1.6 1998 civic type-r (11000), but am worried it will cost too much to insure. I can get insured on it as a named driver if needs be, but would prefer my own policy. I'm 22 with a full licence for 2 years and have 5 years named driver experience with nothing on my record. Where's the best place to get a quote? And if I do how much do you think it will be? (ballpark)

 

 

Is surfing without health insurance a bad idea?

I'm moving to southern California for a job soon and want to try surfing, but my health insurance won't kick in for 2 months. Aside from drowning to death, which health insurance doesn't cover anyway, are there a lot of injuries that require doctors and hospitals? Man I just get on a board and go...

 

 

If I move to a new state and buy a new car insurance policy, must I report violations in other states?

i had two car accidents - one in arizona in summer 2004 and the other in texas in summer 2005, both of which i was at fault. at the time, i had california car insurance, which covered my accidents. i did everything legally and paid for my mistakes. i just moved to pennsylvania and need to buy a new car insurance policy here. do i need to report my prior car accdidents to my new insurance company? if I don't tell them about them, willl they find out anyway?

 

 

Does anybody know of the cheapest car insurance company in Hamilton, Ontario?

Getting car insurance these days is getting ridiculous...I've gotten quotes for $500, etc. but there has to be something cheaper out there. I'm getting an old car, so just basic insurance would be fine, so I can legally drive. Does anybody know of the cheapest car insurance company in Hamilton, Ontario?

 

 

Can anyone recommend a good Classic/Collector Car insurance company?

I'm looking for reasonable terms/conditions and rates to insure a 1967 Chevy Chevelle. Anyone have any experience or recommendations for insurance companies specializing in classic cars? Thanks!

 

 

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.

 

 

How much to insure.....?

I am a 16 year old female, and I am close to buying my own car, and my dad will pay for insurance, but of course it has to be reasonable. I am heavily considering a 1999 Mitsubishi Eclipse Spyder. I found a convertable that I can afford, but I would get a hard top if it's more to insure a convertable which I'm sure it is so please let me know about how much it would be to insure that kind of car convertable or not. Thank you so much

 

What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

 

How much is teen car insurance?

how much would it be for teen car insurance? im a 17 y/o female in Long Island, NY good grades and will be taking the defensive course first. thanks

 

 

How much would motorcycle insurance cost for a 16 year old male?

I wanted to buy a klr650 or drz400 but im worried about insurance cost and if i could afford it. Also will it affect my family's insurance and raise it?

 

 

Can a convicted felon obtain a licence to sell insurance?

I am a 33 yr old female in Texas with a federal coviction. Can I obtain an insurance license to start my own business? I have been selling insurance for the past 3 years and I would like to open my own franchise. Is it possible, if so where/how can I start?

 

 

Would you switch car insurance companies after 10 years to save money?

Since 1997 I've been with the same car insurance company. Have had FANTASTIC service and support with claims and general questions. I use the same company for car insurance, home owner's insurance, life insurance, and to manage my IRA. When pricing out alternatives I realize that I could save about $50 a month by switching my car insurance to esurance. I attempted to get my current insurance to match their price without success. I'm very leery about possibly loosing my excellent service and support from my current company. Would you switch to a new company, and possibly a worse company, to save money?? I can easily afford my current company, but I'd obviously love having an extra $50 a month to plan with.

 

 

Which type of insurance is the best for a family insurance and Child insurance in India?

I want to know more detail about the insurance in India for Child and Family.

 

 

Who provides really affordable car insurance?

I'm 19 in a month, I drive a 2002 Ford explorer and it needs to have full coverage. What are some cheap insurance providers for teenagers? What can I do to lower the cost?

 

 

How much will it cost to get me listed on my mom's insurance?

And do I have to be on their? I only want to drive it once. Thanks.

 

 

Do you have to bring your car with you to get insurance?

Im buying a car tomorrow from a towing place, and I know that I can't get my temp. tags until I get insurance but if I can't drive it how do I get insurance?

 

 

What exact is whole life insurance, and how do life insurance companies profit from selling it?

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup if they are bound to pay back an amount that is at least equal to the total amount paid? I have tried to do some research on my own, but I still can't seem to fully understand this matter. Any help will be greatly appreciated!

 

 

What's the average price of new driver's insurance?

For the longest time I didn't want to drive anywhere. I live in a big city, I can bus or bike where I need to be. But I've been forced into getting a drivers license, and will need to get a car soon. What's the average cost of insuring a typical used car with a 28 year old male new driver?

 

 

How does this work with car insurance?

my mom has her car insured under her but if i drive it say to a friends house or something ( not a daily driver ) and i get into a accident than what happens would i be insured sense im not a daily driver or what? we have progressive

 

 

19 year old car insurance.?

My family has a 02 Honda civic that I can fix up and use I'm 19 going on 20 and I need a car to get around. I done online insurance quotes and I've been getting ridiculous quote prices for a low end 12 year old car. (200 - 300) What would be some recommendations for possible companies. And how much do you think it would be if I got on a policy with my parents.

 

 

Getting my baby on insurance?

I'm 20, unmarried, and a full-time nursing student, so I still have insurance through my parents. I live with my boyfriend, my baby's dad, and he has insurance through the hospital where he works. His insurance isn't too expensive for him, but if he were to add the baby onto his policy, the price would nealy double, taking almost half his paycheck every month. I work as much as I can parttime, but with taking fulltime classes, along with clinicals, there's no way I can work fulltime right now. We would be considered low-income, and I know my baby would be eligible for medicaid. I'm only 26 weeks along, but I really want to have everything arranged by the time he gets here. Who would I contact for more details about getting on it? We've never used any kind of supplemental assistance like this, so I really don't even know where to go. It's probably too early right now, but when would I need to start filling out the paperwork?? Thanks for your help!!!

 

 

What is loss of service insurance?

Im a working mom had an accident which required me to stay home to recuperate. Will the loss of service insurance cover answer for my claim considering I will not earn for the days I am away from work?

 

 

How much is insurance for an old mercedez?

About how much is insurance going to cost for a 2001 mercedes s500?

 

 

How long will it take for your auto insurance cost to go down?

How long will it take for your auto insurance cost to go down?

 

 

Adding someone to insurance?

If my insurance started on jan 2009-2010 and I add another person in few months will the insurance card still say form jan 2009 or will it be the date I added the person?

 

 

How much will car insurance give me for my totaled car?

made a bad decision basically and after losing control and flipping into a pole im left wondering what I'll get for my car. 2000 honda accord ex coupe 3 liter v6 83000 miles leather powered seats moon roof etc...

 

 

Fighting my auto insurance company?

I have 2 homes, one in New York and Pennsylvania. My Pennsylvania address is my primary and I commute to NY for work, but my insurance company is raising my premium and quoting for NY which raised my policy considerably. Even though I have proof that my primary is in PA they are still changing my policy to NY. How do I fight it and have them honor my policy?

 

 

I'm 17 - Insurance on a 1985 Corvette? - Please help!?!?!?

Hey all - i have a quick question.. I want to know how much insurance would be if i get a 1985 Corvette - - i am 17 years old - i am a male - i live in New York - i have VERY good grades (i heard you can get discounts if so) And just to get everyone off my back now (lol) -.... I AM going to be paying for the CAR as WELL as the insurance.. i just worked my butt off this year and managed to save up around 10k for a car / insurance - so please dont state how i am just spoiled using my parents money and etc. I am responsible and i DONT need to read about how its a fast car and what not. This has been my favorite car for years now and i want to have it not to race, show off, impress others.. but just to collect it as a goal that i have had and use it as a daily car to get to school and work! I dont need sites where i can get quotes, because i already know all that gibberish (lol) - i just want a close estimate of how much it can be for full insurance on a 1985 corvette if i am 17, male, in NY, with very good grades. Thanks so MUCH in advance!

 

 

I need cheap insurance for me and my baby?

I recently moved out of my mom's house to live with my boyfriend. She was covering me on her insurance but now it's been dropped, We moved to where his new job is and we are letting a friend live with us. My boyfriend's yearly income is about 65,000. I can't be covered under his insurance because we aren't married. I have a 11 month old baby and I have to take pills regularly... I need to find an insurance plan that can cover me and her. If it makes any difference I'm 18 and I'm turning 19 in October... I know some insurance plans cover certain ages. I'd prefer something kind of cheap but I also need something that has decent copay..even if it raises the price a little. Does anyone know a good carrier?

 

 

Do I need to pay for insurance when I have my temps in Ohio?

My mom has insurance on her car, but I wanted to know do I have to pay for separate insurance for me?

 

 

How much would the average price for a male at the age of 20 to have full coverage car insurance?

How much would the average price for a male at the age of 20 to have full coverage car insurance?

 

 

What insurance companies cover home that have had multiple claims?

We have have 3 claims since 2008 and have been dropped. We cannot find homeowners insurance, and our mortgage company is going to force insurance, with no liability or personal property included, at 2 to 3 times higher premium. Anyone have ideas of insurance companies that would cover us?

 

 

High Insurance Rate for RX-8 05'?

I'm 20 years old and have been driving for 4 years now. As of recently, I own a RX-8 05' (1st Car), No prior accidents, never gotten a ticket. Nothing negative what-so-ever with vehicles or finances. I'm paying $1600 and change every six months including discounts such as Military, anti-lock brakes, etc. Insurance company is Gieco. I took in to account that I am in fact a young male with a race car but with no intentions to drive reckless. Its a car that I plan to have for a few years and enjoy driving it before I get something more economically sufficient. My question is... Is this a reasonable payment? Do perks and lower rates come the longer your with a company and continue safe driving?

 

What happens if I'm caught without proof of insurance?

What happens if I'm caught without proof of insurance?

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